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Papers | CFSP | Consortium on Financial Systems and Poverty
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Papers

We invite you to explore the papers supported directly by CFSP as well as key papers in the field of financial systems and poverty that were written by Consortium researchers.

A Structural Evaluation of a Large-Scale Quasi-Experimental Microfinance Initiative
Joseph Kaboski, Robert M. Townsend

Winner, 2012 Frisch Medal in Econometrics. This paper uses a structural model to understand, predict, and evaluate the impact of...

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Recent Papers

Accounting for the Poor
Robert M. Townsend
American Journal of Agricultural Economics | Forthcoming | 2013

Economists and other social scientists have long tried to understand the nature of poverty and...

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Deposit collecting: Unbundling the Role of Frequency, Salience and Habit Formation in Generating Savings
Christopher Woodruff, Suresh de Mel, Craig McIntosh
American Economic Review | 103 | 3 | 387-392 | 2013

We report on a field experiment using several methods for collecting deposits made in formal...

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The Economics of Agriculture in Africa: Notes from a Research Program
Christopher Udry
African Journal of Agricultural and Resource Economics | Forthcoming | 2012

This paper addresses three apparent trends in African agriculture. The first shows that over...

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Kinship and Financial Networks, Formal Financial Access and Risk Reduction
Cynthia Kinnan, Robert M. Townsend
American Economic Review | 102 | 3 | 289-293 | 2012

The importance of kinship networks in facilitating consumption smoothing and investment...

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The Impact of Credit on Village Economies
Joseph Kaboski, Robert M. Townsend
American Economic Journal: Applied Economics | 4 | 2 | 98-133 | 2012

This paper evaluates the short-term impact of Thailand’s Million Baht Village Fund...

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Measuring the Return on Household Enterprise: What Matters Most for Whom?
Krislert Samphantharak, Robert M. Townsend
Journal of Development Economics | 98 | 1 | 58-70 | 2012

Return on assets (ROA) from household enterprise is crucial for understanding the wellbeing...

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Village Economic Accounts: Real and Financial Intertwined
Archawa Paweenawat, Robert M. Townsend
American Economic Review | 102 | 3 | 441-446 | 2012

Using the household panel data from Townsend Thai data, we create the economic and balance of...

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Banks as Coordinators of Economic Growth and Stability: Microfoundation for Macroeconomy with Externality
Kenichi Ueda
Journal of Economic Theory | Forthcoming | 2012

 

Competition among banks promotes growth and stability for an economy with...

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The Role of the State in Finance
Asli Demirgüç-Kunt, Martin Cihak
World Bank: Global Financial Development Report | 2012

This report reassesses the role of the state in finance, based on updated data, ongoing...

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A Structural Evaluation of a Large-Scale Quasi-Experimental Microfinance Initiative
Joseph Kaboski, Robert M. Townsend
Econometrica | 79 | 5 | 1357-1406 | 2011

Winner, 2012 Frisch Medal in Econometrics. This paper...

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